Everything You Need to Know
Puerto Vallarta Airport Money Exchange
The Mexican Peso (MXN) is the official currency of Mexico. However, the US Dollar is widely accepted across the main tourist areas of Puerto Vallarta, Nuevo Vallarta, and the Riviera Nayarit. Before you travel, checking the live exchange rate is important to make sure you get fair value for your money. Below you'll find the most useful tips for managing your finances and making the most of your trip.
Tips for Currency Exchange & Money Services in Puerto Vallarta
Securing the best possible exchange rate is a top priority for many travelers visiting Mexico. Some feel more comfortable exchanging money before leaving home, while others find better rates upon arrival. Your choice may depend on the length of your stay and your preference for carrying cash. It's worth knowing that major currency values typically fluctuate less than 1% per day, so the exact timing of your exchange is less critical than you might think. Here are the most convenient options to help you plan ahead and enjoy a stress-free trip.
Before You Leave Home
Exchanging a small amount of currency before you travel is a practical way to cover immediate expenses upon arrival. transportation, tips, or small purchases. However, traveling with large sums of cash is not recommended for security reasons.
Using ATMs
This is often the best option for obtaining a favorable exchange rate without carrying too much cash. ATMs are available at Puerto Vallarta Airport (PVR), hotels, shopping centers, and throughout downtown Puerto Vallarta.
Recommendations:
- Notify your bank about your trip before departing to prevent your card from being flagged or blocked for international use.
- Check with your bank for any international withdrawal fees that may apply.
- Always choose to be charged in Mexican Pesos (MXN) rather than your home currency to avoid Dynamic Currency Conversion (DCC) fees.
Using Credit & Debit Cards
Cards from major providers (Visa, Mastercard, American Express) are widely accepted at hotels, restaurants, shops, and tour operators across Puerto Vallarta. This method typically offers competitive exchange rates and makes it easy to track your spending. Confirm with your bank whether international transaction fees apply to your card.
Exchanging at the Airport & Hotels
While convenient, currency exchange kiosks at airports and hotels typically offer less favorable rates and higher fees. Use them only for small amounts or when no other option is available.
At Puerto Vallarta International Airport (PVR), you'll find currency exchange services in the arrivals area to cover your immediate needs right after landing.
Local Banks & Exchange Houses
Local banks offer competitive rates but may have transaction limits and require your passport for currency exchange. Specialized exchange houses (casas de cambio) can also offer good rates and are a practical alternative to banks.
Major banks in Puerto Vallarta:
- BBVA
- Banamex (Citibanamex)
- Santander
- Banorte
- HSBC
Avoid Foreign Coins
Bring bills only, as foreign coins cannot be used or exchanged in Mexico.
Are US Dollars Accepted in Puerto Vallarta?
Yes. US dollars are widely accepted in the Hotel Zone, tourist restaurants, tour operators, and many shops. However, the exchange rate applied by businesses may be less favorable than the bank rate. For local markets, public transportation, and smaller businesses, paying in Mexican Pesos is always recommended to avoid unfavorable conversion rates.